Credit: Ruta Alai The Reserve Bank of Australia’s decision to increase the official cash rate to 4.1 per cent aims to combat the growing economic and geopolitical pressures that are being felt by the whole nation. However, as borrowing costs increase, family businesses have found themselves swimming in the deep end of increased operating costs and drowning amongst larger corporations who have networks to fall back on. Mark Gibbs, owner and co-founder of the Melbourne-based Gibbs Bakehouse,...